Credit Analyst I

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Job description

CREDIT ANALYST I WHAT IS THE OPPORTUNITY? The Credit Analyst assists Entertainment Relationship Managers and Credit Officers with the recommendations for new credit and extensions of credit through research, analysis, and coordination of accurate documentation
What you will do Prepares credit analysis and investigation of new and renewed commercial loan requests and provides the necessary documentation and financial facts for Credit Officers to analyze, evaluate, and determine appropriate credit structure and terms for potential borrowers
Provides analytical functions relating to due diligence, document processing, and financial statements analyses related to transactions, credit approval, and renewals
Prepares summary documenting factual analysis and supporting information for credit decision recommendations
Monitors for receipt, and analyzes and evaluates documents surrounding credits
This may include financial statements for the company, owners, and/or guarantors, tax returns, cash flow, collateral, covenants, A/P & A/R aging, credit reports, etc
to identify strengths and weaknesses as pertaining to a borrower's financial position
Monitors and reviews REACT reports and works with Entertainment Relationship Manager to obtain necessary information to ensure that reporting requirements are met
Must-Have H.S
Diploma Minimum 1 year of credit analysis or equivalent financial analysis experience required
Minimum 1 year of experience in a banking or financial services environment required
Skills and Knowledge Working knowledge of credit, accounting, credit policy and financial statement analysis
Excellent organizational and analytical skills Good verbal and written communication skills to present clear and precise recommendations based upon analysis for action on loans and loan treatments
Compensation Starting base salary: $25.93 - $41.43 per hour
Exact compensation may vary based on skills, experience, and location
This job is eligible for bonus and/or commissions
To be considered for this position you must meet at least these basic qualifications The preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification
It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job
Benefits and Perks At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues
Get an inside look at our Benefits and Perks
ABOUT CITY NATIONAL City National Bank, a subsidiary of Royal Bank of Canada, is the largest bank headquartered in Los Angeles with $92.03 billion in assets as of April 30, 2024
Founded in 1954, City National provides personalized banking, investment and trust services in select markets including Los Angeles, Orange County, San Diego, the San Francisco Bay Area, New York City, Nashville, Atlanta, Delaware, Las Vegas, Washington D.C
and Miami. In addition, the company and its investment affiliates manage or administer $96.83 billion in client investment assets
City National is dedicated to strengthening communities, and in 2023 alone, the company made more than $11 million in charitable contributions to nonprofits that support the communities it serves
City National Bank does business in Miami and the state of Florida as CN Bank
For more information about City National, visit
EQUAL OPPORTUNITY EMPLOYER & REASONABLE ACCOMMODATION City National Bank is an equal opportunity employer committed to promoting and maintaining a diverse, equitable and inclusive working environment where differences are valued and encouraged
All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or any other basis protected by the laws or regulations in the locations where we operate or in our Code of Conduct
READ MORE If you are a qualified individual with a disability or a disabled veteran, you have the right to request a reasonable accommodation for any part of the employment process
Please contact us via email or leave a message at
These contact methods are dedicated to applicants whose disability prevents them from successfully applying online
Only messages left for this purpose will be returned
Responses may take up to two business days.

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