Please scroll down, To apply

Senior Processor

hiring now
New job

Point Equity Residential Lending

2024-09-20 10:53:33

Job location Roseville, California, United States

Job type: fulltime

Job industry: Administration

Job description


Description:

Our vision is to be a digitally streamlined customer-focused mortgage bank operating in a manner that externally to the customer, and internally to the employee, maximizes a positive imact on our community. To create a culture that persistently strives to be the best community lender imaginable.


Responsibility: Do the right thing. Provide the best possible product, with the best possible customer experience. Positively impact our community.

Find A Better Way: Reflect, explore, and evaluate to constantly improve.

Enjoy The Journey: Learn from each other. Celebrate our individuality. Support growth. Be humble in our successes, resilient in our failures, and always reserve time for laughter.


As a senior loan processor you will work with an assigned team of loan officers. You will also have a loan processor who will handle all disclosing, external verification requests (verifications of employment, insurance, tax transcripts, etc). The senior processor's main responsibility is to ensure the loan closes on time, every time. Our customer satisfaction is of the utmost importance.


Responsibilities Include:

  • Review complete files for submission to underwriting
  • Double check income calculations, credit, assets to ensure they are accurate and meet the guidelines for the program
  • Run DO and LP, and be able to read and understand findings
  • Upload conditions and efficiently navigate through lender websites. We work with many different investors and you will need to be able to learn how to work eith each and every one of them according to our policies as well as theirs.
  • Work with borrowers to get conditions from them in a timely manner with as little frustration as possible.

A Senior Processor at the high end of the payscale should be able do do all of the tasks mentioned above as well as:

  • Calculate corporate, LLC and multiple self-employed tax return borrowers with confidence that an underwriter would come up with the same figures.
  • Can calculate income from rental and commercial buildings
  • Is able to pre-underwrite complicated income
  • Understands how to document and use business assets on a transaction
  • Can help to re-structure files if needed



Requirements:

Requirements:

  • Proven experience as a Residential Mortgage Processor
  • Experience in the non-delegated channel as well as wholesale
  • Strong understanding of underwriting guidelines and concepts
  • Excellent analytical and problem-solving skills
  • Ability to work independently and as part of a team
  • Strong communication and interpersonal skills
  • Proficiency in using mortgage processing software and lender websites


We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.



PI41219a4c5-

Inform a friend!

<!– job description page –>
Top