Credit Analyst
Wintrust Financial
2024-11-06 11:43:32
Chicago, Illinois, United States
Job type: fulltime
Job industry: Accounting
Job description
Wintrust is a financial holding company with approximately $62 billion in assets whose common stock is traded on the NASDAQ Global Select Market. Guided by its "Different Approach, Better Results" philosophy, Wintrust offers the sophisticated resources of a large bank while providing a community banking experience to each customer. Wintrust operates more than 200 retail banking locations through 16 community bank subsidiaries in the greater Chicago, southern Wisconsin, west Michigan, northwest Indiana, and southwest Florida market areas. In addition, Wintrust operates various non-bank business units, providing residential mortgage origination, wealth management, commercial and life insurance premium financing, short-term accounts receivable financing/outsourced administrative services to the temporary staffing services industry, and qualified intermediary services for tax-deferred exchanges. Our unique business model is a competitive strength and value driver, powered by our talented colleagues who put our customers first and achieve better results for our clients.
Why join us?
An award-winning culture! We are rated a Top Workplace by the Chicago Tribune (past 9 years) and Employee Recommended award by the Globe & Mail (past 6 years)
Competitive pay and annual discretionary bonus eligible
Comprehensive benefit package including medical, dental, vision, life, a 401k plan with a generous company match and tuition reimbursement to name a few
Family-friendly work hours
With 175+ community bank locations, we offer opportunities to grow and develop in your career
Promote from within culture
Why join this team?
We are seeking a critical thinker who's ready to take on new challenges in support of our stakeholders' ever-evolving business needs
We are a vibrant, team-oriented atmosphere that provides opportunities for individual growth
Gain experience and further your career by joining a growing organization
Position Overview:
Marketing and business development of the Wintrust Agent Finance portfolio (Insurance agents). Will include, business origination, underwriting, loan closing, relationship management, marketing and portfolio management.
What you will be doing:
Responsible for gathering and analyzing information in order to underwrite new agents.
Also responsible for reviewing existing agents, general agents and insurance carriers and making recommendations to be presented to Credit Committee, Executive Credit Committee and/or Management.
Reviewing existing entities (agents, general agents, insurance carriers) Underwriting new agents (i.e. OFAC, bank and market references, D&B and NIPR)
Investigating trends/patterns within agent portfolios using fraud reports and queries Conducting bank & market references, funding & insured verifications
Qualifications:
Bachelor's degree (Business, Finance or Accounting) or equivalent
0-5 years of relevant experience consisting of relationship management, credit analysis and credit administration skills utilizing marketing/credit/bank policies and procedures.
Advanced computer skills
From our first day in business, Wintrust has been proud to serve a variety of unique communities and people from all walks of life. To be Chicago's Bank and Wisconsin's Bank , we need to reflect that diversity both in all the communities we serve, the people we employ, the organizations we work with, and our banking and lending practices. Wintrust Financial Corporation, including community banking and financial services subsidiaries, is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, sex, sexual orientation, gender identity and expressions, genetic information, marital status, age, disability, or status as a covered veteran or any other characteristic protected by law.