Credit Risk Intern

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Job description

Credit Risk Intern

Country: United States of America

Summary of Responsibilities:

The Credit Risk Summer Internship role will provide the intern with an opportunity to gain a stronger understanding of Credit Risk Department with a focus on Consumer Lending Products and subsequent reporting needs to track portfolio performance and inform management decisions. They'll be part of a diverse team of talented professionals who interact with senior risk team personnel, business managers and other disciplines to understand business operations and dynamics, and analyze, monitor, and manage related risks. The internship role will monitor activities to minimize the company's exposure to risk coupled with building and maintaining new processes. Activities will include execution of existing reporting packages, assessing the needs of management to improve portfolio surveillance and build reporting packages that enhance oversight capabilities. The role may also require quantitative analysis & presentations of results across different functions and management levels. Represent or support the reputation of the company to minimize compliance and regulatory risk by resolving issues and ensuring adherence to company and legal standards.

This 2025 Summer Internship is for undergraduate students who have an anticipated graduation date between December 2025 and May 2026.

This internship position is located in Boston, MA. Before applying, please keep in mind that our internship program does not offer any relocation assistance. To learn more about our summer internship program and the activities included, please visit

Essential Functions:

Some responsibilities of the Risk internship role may include but are not limited to:

• Initiate change, integration, operationalization/automation of new reports.
• Represent organization as a primary contact for specific risk management projects and initiatives.
• Execute ad hoc reporting to facilitate miscellaneous senior and executive management reporting and status updates as needed.
• Execute SQL code to produce existing MIS and meet monthly deliverables
• Work with the Consumer portfolio managers to understand their reporting need and gather requirements for multiple projects.
• Assess department data needs, build new reports and enhance/automate existing inventory leveraging SQL, SSIS, power BI, Tableau etc.
• Improve the accessibility of data to better inform management decisions
• Assist in the UAT of reports
• Help in the creation of slides and presentations for portfolio management
• Participate in data quality assurance and validation activities
• Create an environment of diversity, equity, and inclusion where all perspectives are valued and all people are welcomed.

Requirements:

• Currently enrolled in an undergraduate program at a University or College
• Expected graduation date between December 2025 - May 2026
• Minimum cumulative GPA of 3.00
• Expertise in delivering high quality work products, reflecting attention to detail and analytical process
• Excellent written and verbal communication skills and the ability to interact with senior leaders across departments
• Solid Knowledge of MS Excel/spreadsheets tools to support reporting and analysis. Solid Knowledge of data analytics tool (SQL) to develop code necessary for report creation and/or data mining
• Ability to quickly grasp complex concepts, including global business and regulatory matters
• Ability to adjust to new developments/changing circumstances
• Self-directed, self-motivated and demonstrated experience providing ideas and solutions to further business understanding
• Ability to work in an environment that supports employees from all backgrounds and fosters an environment of inclusion.

Working Conditions:

• Extended working hours may be required as dictated by management and business needs
• Travel to multiple facilities may be required
• May be required to lift, push, or pull materials weighing up to twenty (20) pounds
• May be required to sit and review information on a computer screen for long periods of time
• May require repetitive motions of the hands and wrist related to writing and typing at an electronic keyboard
• Corporate / satellite office role

Diversity & EEO Statements: At Santander, we value and respect differences in our workforce and strive to increase the diversity of our teams. We actively encourage everyone to apply.

Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.

Working Conditions: Frequent Minimal physical effort such as sitting, standing and walking. Occasional moving and lifting equipment and furniture is required to support onsite and offsite meeting setup and teardown. Physically capable of lifting up to fifty pounds, able to bend, kneel, climb ladders.

Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate at any time for any reason.

The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.

$62,400 - $62,400/year

The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.

Primary Location: Boston, MA, Boston

Other Locations: Massachusetts-Boston

Organization: Santander Holdings USA, Inc.

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