Closer II

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Job description

Wintrust Mortgage was founded in 1981 to help customers achieve the American dream of homeownership and has since successfully navigated the ever-changing real estate market. As a full-service, federally chartered lender with offices located across the country, we're dedicated to providing customers with a wide range of mortgage products and have the capability to lend in all 50 states. To complement the basic conventional, FHA, and VA loan programs, we are uniquely positioned to meet the needs of the continually evolving market. Wintrust Mortgage is part of Wintrust, a financial services company with more than $50 billion in assets.

Why join us?

• An award-winning culture! We are rated a Top Workplace by the Chicago Tribune (past 10 years) and Employee Recommended award by the Globe & Mail (past 6 years)

• Competitive pay and discretionary or incentive bonus eligible

• Comprehensive benefit package including medical, dental, vision, life, a 401k plan with a generous company match and tuition reimbursement to name a few

• Family-friendly work hours

• With 175+ community bank locations, we offer opportunities to grow and develop in your career

• Promote from within culture

Why join this team?

• We have a culture that encourages an entrepreneurial spirit

• We offer multiple opportunities for development and upward mobility

As a Closer, primary responsibilities include, but are not limited to:

• Confirms scheduling information (time, location) with the Title or Escrow Company and inputs Encompass.

• Verifies accuracy and consistency of documents by performing an audit of the file checking for any discrepancies while preparing closing package.

• Completes a minimum of 50 closing packages monthly.

• Closes the loan in compliance with investor guidelines as well as meeting all at-closing conditions to assist investor delivery for the third party sale of the loan.

Additional Responsibilities assigned include:

• Reviews Closing Disclosure for accuracy and completeness.

• Requests wire from the warehouse line.

• Forwards the Closing Disclosure to the consumer, processor and loan officer/assistant in one of the 3 approved delivery methods.

• Communicates with the title/escrow company prior to the consummation and/or during the signing if necessary.

Job Requirements & Qualifications:

• High School or equivalent degree.

• 3 - 5 years of Mortgage Lending/Closing experience, as well as Financial Software, Customer Service and communication skills.

• Thorough knowledge and understanding of TRID, TILA and RESPA Guidelines. (FNMA, FHLMC, FHA/VA)

• Experience and extensive knowledge of TRID guidelines

• Knowledge of State Bond Programs a plus

• Ability to work in a "fast paced" environment

• Good organizational, written and telephone skills.

• Great work ethic

• Customer service oriented

Benefits

Medical Insurance • Dental • Vision • Life insurance • Accidental death and dismemberment • Short-term and long term Disability Insurance • Parental Leave • Employee Assistance Program (EAP) • Traditional and Roth 401(k) with company match • Flexible Spending Account (FSA) • Employee Stock Purchase Plan at 5% discount • Critical Illness Insurance • Accident Insurance • Transportation and Commuting Benefits • Banking Benefits • Pet Insurance

From our first day in business, Wintrust has been proud to serve a variety of unique communities and people from all walks of life. To be Chicago's Bank and Wisconsin's Bank , we need to reflect that diversity both in all the communities we serve, the people we employ, the organizations we work with, and our banking and lending practices. Wintrust Financial Corporation, including community banking and financial services subsidiaries, is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, sex, sexual orientation, gender identity and expressions, genetic information, marital status, age, disability, or status as a covered veteran or any other characteristic protected by law.

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