Loan Officer
Lennar Homes
2024-11-07 06:40:17
Minneapolis, Minnesota, United States
Job type: fulltime
Job industry: Banking & Financial Services
Job description
Loan Officer (Field)
We are Lennar
Lennar is one of the nation's leading homebuilders, dedicated to making an impact and creating an extraordinary experience for their Homeowners, Communities, and Associates by building quality homes and providing exceptional customer service, giving back to the communities in which we work and live in, and fostering a culture of opportunity and growth for our Associates throughout their career. Lennar has been recognized as a Fortune 500 company and consistently ranked among the top homebuilders in the United States.
A Career that Empowers You to Build Your Future
As a Field Loan Officer at Lennar Mortgage, your role will be centered on establishing and nurturing strong relationships with clients and homebuilding associates through face-to-face interactions. You will conduct on-site meetings, engaging directly with customers, homebuilding associates, and referral sources. Your primary responsibilities include assessing financial data, guiding customers on mortgage products, and seamlessly facilitating the loan process in adherence to the Lennar Mortgage roadmap. Your presence in the field ensures personalized and hands-on support for clients seeking financial solutions.
A career with purpose.
A career built on making dreams come true.
A career built on building zero defect homes, cost management, and adherence to schedules.
Your Responsibilities on the Team
Business Development and Customer Relations: Strategize and implement outside sales activities to actively contribute to the company's growth. Lead the charge in generating leads through effective prospecting, with regular visits to communities, realtors' offices, and relevant locations. Conduct regular "First Time Homebuyer Seminars" in communities to not only develop leads but also establish strong relationships with New Home Consultants and prospective/current clients. Travel and actively participate in builder and realtor functions, status meetings, phase releases, phone banks, and special events. Proactively engage with various communities to explain the Company's offerings, obtain loan applications, and attend closings.
Customer-Centric Approach: Offer tailored recommendations on the best mortgage solutions for customers' financial and individual needs. Review and lock interest rates at least fifteen days prior to closing. Maintain strict adherence to federal, state, and company regulations and guidelines throughout the loan origination process.
Lead Management and Communication: Daily review of leads, followed by proactive outreach to prospective customers via telephone and email to schedule in-person/virtual meetings. Ensure clear and timely communication with both internal and external stakeholders, maintaining open lines of dialogue.
Loan Origination and Advisory: Originate and prepare new loans meticulously, adhering to federal, state, and company regulations outlined in the "Loan Officer" agreement. Offer personalized advice and recommend the most suitable mortgage loan products aligned with customers' financial and individual needs.
Sales Support, Metrics, and Reporting: Provide crucial assistance to New Home Consultants on customer pre-qualifications, actively contributing to the development of a pipeline for outside sales. Strive to meet or exceed closed loan capture rate, spot loan objectives, and other established sales goals and metrics specified in the "Loan Officer" Agreement. Maintain detailed reports and notes within the origination computer system, facilitating a comprehensive exchange of information regarding loan applications, statuses, customer conversations, underwriting, lock-in information, monthly projected closings, incentives, and expenses.
Your Toolbox
Highschool Diploma or Equivalent
Four-year college degree (preferred)
Minimum of 3 years of Loan Originating experience
Valid driver's license and dependable mode of transportation
NMLS License & specific State license or be (willing to get within 30 days of employment)
Fluent in Spanish -Speaking and Writing (preferred)
Self-starter and able to work independently
Exceptional organizational abilities, keen attention to detail, and the ability to manage multiple priorities
A genuine passion for delivering exceptional experiences to customers
Proficient in using standard office software (e.g., Microsoft Office Suite)
Proficient in using mortgage industry software and tools
Life at Lennar
At Lennar, Everything's Included in our homes, and Everyone's Included on our team. Our Everyone's Included vision is to unleash the power of diversity within our workforce to drive innovation and sustainable growth.
Lennar Associates will be eligible for many benefits in accordance with Lennar's policies and applicable plan terms, included:
Benefits to make your heart smile!
Comprehensive medical, dental, and vision benefits.
Flexible Spending Accounts, Health Savings Accounts, Health Reimbursement Accounts and Commuter Savings Accounts.
Vacation - up to 3 weeks of vacation per year upon hire
Holidays, sick leave, & personal days
Everyone's Included Day- We offer one paid day each year to celebrate, engage, in and/or observe a cause that is meaningful to you.
401(k) savings plan with immediate vesting and 100% company match up to 5% of eligible pay.
Paid maternity & bonding leave.
New hire referral bonus program.
Associate Assistance Plan.
•Lennar Education Assistance Program (LEAP)- Provides Student Loan Repayment Assistance
Associate Discount Program through Perks at Work
Associate Home Purchase Program
If enrolled in a Lennar medical plan, you can earn additional money in well-being rewards for a variety of wellness activities.
Physical & Office/Site Presence Requirements:
Regular, in-person attendance at Company communities/job sites and offices during regular work hours is an essential function of this job. Requires the ability to work in excess of eight hours per day in the confined quarters of a construction trailer, the ability to operate a motor vehicle, read plans, climb stairs and ladders, bend, stoop, reach, lift, move and/or carry equipment which may be in excess of 50 pounds. Job may require occasional operation of construction equipment. Finger dexterity may be required to operate a computer keyboard and calculator.
Lennar is an equal opportunity employer and complies with all applicable federal, state, and local fair employment practices laws.
Lennar is an equal opportunity employer and complies with all applicable federal, state, and local fair employment practices laws.