Business Banking Relationship Manager (Philadelphia)

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Job description

Value Proposition:
Our values define us and our inspires us to Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our We champion a culture of and . We promote a digitally enabled work environment to continuously enhance the experience of our

Overview:
This is a hybrid career opportunity covering a defined territory in the Center City Philadelphia market. Requires flexibility for frequent travel within assigned markets as needed. Additional in-market office locations may be an option depending on space availability.

A Business Banking Relationship Manager will play a pivotal role in contributing to the profitability and growth of the Business Banking segment while building and maintaining strong relationships with new and existing business clients with small businesses with revenues of $1-5 million dollars. Coordinate loan, deposit and fee income products and services that meet the needs of the customer. Collaborate closely with the Financial Center teams and Fulton partners to ensure seamless integration of services to both current and prospective clients. Seek opportunities to network and develop key centers of influence. Identify and successfully capitalize on cross-sell opportunities with bank partners. Achieve and surpass established sales goals with risk tolerance levels.

Responsibilities:
Identify, source and develop new business opportunities with lending, deposit and other financial service needs, utilizing the Fulton sales strategies. Conduct thorough research to understand potential clients' needs, challenges, and financial goals. Execute effective prospecting strategies to expand the client base.

Build and maintain strong relationships with existing business clients, serving as their primary point of contact for all banking needs. Expand and identify new loan, deposit and other financial services opportunities within existing client base. Regularly engage with clients to understand their evolving requirements and provide tailored financial solutions. Understand client's business model and cash flow.

Provide annual relationship reviews to understand client's needs and future plans. Serve as a trusted advisor and provide insights and recommendations to help clients achieve their business objectives.

Focus on driving continuous improvement in portfolio revenue growth and nee production revenue. Achieve and surpass established sales goals within risk tolerance constraints.

Review clients' financial situations and business operations to offer customized banking products and services. Provide guidance on cash management, financing options, investment opportunities, and other relevant financial matters. Collaborate with internal stakeholders and partners to deliver comprehensive solutions to clients.

Monitor the performance of client portfolio, identifying opportunities for growth and risk mitigation. Proactively address any issues or concerns raised by clients, ensuring prompt resolution and high levels of satisfaction. Utilize CRM tools and other systems to maintain accurate records of client interactions and transactions.

Adhere to all regulatory guidelines and internal policies governing banking activities. Conduct thorough due diligence on new clients and ensure compliance with Know Your Customer (KYC) and Anti-Money Laundering (AML) procedures. Mitigate risks associated with lending and financial transactions by implementing appropriate risk management practices.

Foster a collaborative team approach with Fulton partners and financial center leaders to enhance client relationships. Exemplify the delivery of a superior customer experience. Participate in joint calling efforts for existing prospective customers.

Qualifications:
EducationBachelor Degree or the equivalent experience. Specialty: business administration or related field. (Required)

Experience3 or more years Business or Commercial Banking, Consumer Banking or Business Banking experience. (Required)

Knowledge, Skills, and AbilitiesExcellent verbal and written communication skills. (Required)

Experience in establishing new business relationships and retaining/growing existing relationships. (Required)

Proficiency in basic computer applications, such as Microsoft Office software products and CRM software. (Required)

In-depth knowledge of Business Banking products and services and ability to analyze financial statements and assess risk. (Required)

Excellent negotiation skills. (Required)

Ability to balance needs of clients with associated risks and interests of the company. (Required)

Highly collaborative, organized, and effective time management skills. (Required)

Other Duties as Assigned by Manager:
This role may perform other job duties as assigned by the manager. Each employee of the Organization, regardless of position, is accountable for reading, understanding and acting on the contents of all Company-assigned and/or job related Compliance Programs, regulations and policies and procedures, as well as ensure that all Compliance Training assignments are completed by established due dates. This includes but is not limited to, understanding and identifying compliance risks impacting their department(s), ensuring compliance with applicable laws or regulations, and escalating compliance risks to the appropriate level of management.

Pay Transparency:
To provide greater transparency to candidates, we share base salary ranges on all job postings regardless of state. We set standard salary ranges for our roles based on the position, function, and responsibilities, as benchmarked against similarly sized companies in our industry. Specific compensation offered will be determined based on a combination of factors including the candidate's knowledge, skills, depth of work experience, and relevant licenses/credentials. The salary range may vary based on geographic location.

The salary range for this position is $75,100.00 - $(phone number removed) annually.

Additional Compensation Components

This job is eligible to participate in a short-term incentive compensation plan subject to individual and company performance.

Benefits:
Additionally, as part of our Total Rewards program, Fulton Bank offers a comprehensive benefits package to those who qualify. This includes medical plans with prescription drug coverage; flexible spending account or health savings account depending on the medical plan chosen; dental and vision insurance; life insurance; 401(k) program with employer match and Employee Stock Purchase Plan; paid time off programs including vacation pay and paid volunteer time; disability insurance coverage and maternity and parental leave; adoption assistance; educational assistance and a robust wellness program with financial incentives. To learn more about your potential eligibility for these programs, please visit .

EEO Statement:
Fulton Bank ("Fulton") is an equal opportunity employer and is committed to providing equal employment opportunity for all qualified persons. Fulton will recruit, hire, train and promote persons in all job titles, and ensure that all other personnel actions are administered, without regard to race, color, religion, creed, sexual orientation, national origin, citizenship, gender, gender identity, age, genetic information, marital status, disability, covered veteran status, or any other legally protected status.

Sponsorship Statement:
As a condition of employment, individuals must be authorized to work in the United States without sponsorship for a work visa by Fulton Bank currently or in the future.

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