Mortgage Loan Credit Specialist

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Job description

Job Description

Lennar Mortgage is centered around personal growth, innovation, and diversity. We are looking for a new team member who shares our passion and dedication to bringing homeownership to life.

At Lennar Mortgage, you'll build your career with a Fortune 150 company that provides an excellent work environment, plenty of opportunities for advancement, and competitive benefits and compensation. Our success is a result of supporting and rewarding our team of elite professionals, who strive to exceed superior standards and exceptional services.

Responsibilities:

This Mortgage Loan Credit Specialist (MLCS) is responsible for monitoring and assisting credit challenged customers who do not currently qualify for a home mortgage. The MLCS will work with potential homebuyers to educate them on qualifying for a home loan. The MLCS will also review with the homeowner their financial history and provide an action plan to the customer utilizing tools such as Credit Expert program as well as Dynamics CRM.

• Work closely with Lennar Mortgage Division Manager, Loan Officers, and NHCs to assist in educating and training of referring potential customers to Lennar Mortgage's Home Buyer Solutions Group

• Review credit history with customers

• Utilize credit expert reports to determine best course of action to improve overall credit

• Counsel customers on action plan to resolve credit issues

• Obtain Homebuyer Education certificates for customers provided by an MI partner depending upon location

• Review and educate customers on how to create a budget and save funds for down payment and home ownership using budget forms & materials provided with the Homebuyer Education programs

• Be able to determine by reviewing a credit report and weighing the results of simulations the best actions customers can complete to increase overall credit rating

• Obtain written commitment from customers to enroll in HBSG, HBSG Enrollment and Acknowledgement Form

• Follow up with customers on status of action plans completed

• Update and track all communication with customers through pipeline management/Dispute Suite

• Provide and update notes for reporting to Lennar Mortgage divisions on customer status in Homebuyer Solutions Group

• In addition to the above, each Associate will be required to cross train for position(s) within the organization which may, from time to time, be required.

Qualifications:

• Four-year college degree (preferred)

• 2+ years banking experience (preferred)

• Knowledge of various loan programs and credit and qualifying requirements

• Ability to read, analyze, and communicate results of technical data, credit reports

Life at Lennar

At Lennar, we are committed to fostering a supportive and enriching environment for our Associates, offering a comprehensive array of benefits designed to enhance their well-being and professional growth. Our Associates have access to robust health insurance plans, including Medical, Dental, and Vision coverage, ensuring their health needs are well taken care of. Our 401(k) Retirement Plan, complete with a $1 for $1 Company Match up to 5%, helps secure their financial future, while Paid Parental Leave and an Associate Assistance Plan provide essential support during life's critical moments. To further support our Associates, we provide an Education Assistance Program and up to $30,000 in Adoption Assistance, underscoring our commitment to their diverse needs and aspirations. From the moment of hire, they can enjoy up to three weeks of vacation annually, alongside generous Holiday, Sick Leave, and Personal Day policies. Additionally, we offer a New Hire Referral Bonus Program, significant Home Purchase Discounts, and unique opportunities such as the Everyone's Included Day. At Lennar, we believe in investing in our Associates, empowering them to thrive both personally and professionally. Lennar Associates will have access to these benefits as outlined by Lennar's policies and applicable plan terms. Visit to view our suite of benefits.

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Lennar is an equal opportunity employer and complies with all applicable federal, state, and local fair employment practices laws.

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