Credit Review Analyst II - Loan Review

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Job description

Overview:
Why GM Financial - Credit Review?

Are you an initiative-taking individual with a desire to analyze financial data? Do you enjoy solving puzzles and have exceptional attention to detail? If so, we have an exciting opportunity here at GM Financial in the Credit Review Department. Credit Review's primary goal is to identify and investigate any internal or external practices or fraud that may negatively affect portfolio performance, and report those results to appropriate departments the executive team. The ideal candidate will have excellent analytical skills using excel based reporting, data mining, and the ability to communicate complex information effectively. If you are self-driven, with an innovative approach, we want to hear from you. At GM Financial, our team members define and shape our culture - an environment that welcomes fresh ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work - we thrive. Come join the excitement and develop your path to success.

Responsibilities:
About the role

Apply auto finance experience, corporate policies, procedures and departmental research to accurately identify loan origination opportunities. Utilize results to make appropriate, formal recommendations and suggestions for reducing, eliminating or monitoring origination practices. Identify origination training opportunities and recommend change when necessary. Assist in the development and support of models, analysis, and reporting related to the soundness of credit, funding, and collection activities. Monitor, analyze and summarize compliance with origination policies. Create reports for management with viable recommendations for improvement of business operations, efficiencies, and internal controls. Ensure project/review completion by understanding project expectations and deadlines, overcoming obstacles and communicating progress, delays and issues to management. Coach, mentor, and assist fellow team members to establish a consistent level of quality, accuracy and compliance to departmental standards internal controls. Assist the Credit Review Manager with the distribution of incoming work.

In this role you will:

Identify loan origination opportunities Utilize results to make appropriate, formal recommendations and suggestions for reducing, eliminating or monitoring origination practices

Identify origination training opportunities and recommend change when necessary

Assist in the development and support of models, analysis, and reporting related to the soundness of credit, funding and collection activities

Monitor, analyze and summarize compliance with origination policies

Create reports for management with viable recommendations for improvement of business operations, efficiencies, and internal controls

Ensure project/review completion by understanding project expectations and deadlines, overcoming obstacles and communicating progress, delays and issues to management

Coach, mentor, and assist fellow team members to establish a consistent level of quality, accuracy and compliance to departmental standards internal controls

Assist the Credit Review Manager with the distribution of incoming work

Qualifications:
What makes you a dream candidate?

Ability to plan, execute, and improve work processes to ensure achievement of business objectives

Ability to understand GM Financials business, apply knowledge and critical thinking skills in day-to-day problems and solutions

Advanced knowledge of Provenir, AutoSuite, SalesForce, and CPW

Competency with Microsoft Office, focusing on Word, Excel, and PowerPoint

Detailed understanding of the auto finance industry, including funding and underwriting of originations

Experience:

High School Diploma in related Business field or equivalent work experience required

Associate Degree in related Business field or equivalent work experience preferred

Bachelor's Degree in related Business field or equivalent work experience preferred

3-5 years automobile lending experience required

What We Offer: Generous benefits package available on day one to include: 401K matching, bonding leave for new parents (12 weeks, 100% paid), tuition assistance, training, GM employee auto discount, community service pay and nine company holidays.

Our Culture: Our team members define and shape our culture - an environment that welcomes innovative ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work - we thrive.

Compensation: Competitive pay and bonus eligibility

Work Life Balance: Flexible hybrid work environment, 2-days a week in office

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